4500 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4500 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,429 sqft · built 2018
Lot Size	0.232 acres (10,088 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Mar 2018)
Tax Bill	$6,831 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2018 Mortgage
APN	`E651000000000900`

Property Details

APN / Parcel Number

Primary APN	`E651000000000900`
Alternative APN	`1126746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,429 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	2,429 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,088 sqft (0.232 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	78 sqft
Patio Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4500 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 9
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Block	1
Legal Lot Number	9
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

4500 Ensenada Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4500 ENSENADA AVE, MCALLEN, TX 78504-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HOME LENDING INC
Mar 20, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Dec 19, 2017
Deed Document Number	20182898582
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0002898582
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4500 ENSENADA AVE, MCALLEN, TX 78504-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAN JACINTO TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003167978
Date	Nov 18, 2020
Instrument	3167978

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Mar 20, 2018
Property Address	4500 ENSENADA AVE, MCALLEN, TX 78504-9727
Document Number	0002898582
Instrument Date	Mar 19, 2018
Instrument	2898582
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2019
Title Company	CHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7808 N 27TH LN MCALLEN TX 785045533, MCALLEN, TX 78504-5533

Mortgage

Document Number	2898583
Date	Mar 20, 2018
Instrument	2898583

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4500 Ensenada Ave was $6,831 with a homeowner's exemption, up 0.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,000 (-) Land $95,834 Building $359,166	$455,000 (-) Land $95,834 Building $359,166
2025	$6,831.00 (+0.57%) Homeowner's exemption	$455,000 Land $95,834 Building $359,166	$455,000 Land $95,834 Building $359,166
2024	$6,792.00 (-23.06%)
2023	$8,828.00 (+33.09%) Homeowner's exemption	$391,894 Land $95,834 Building $356,216	$452,050 Land $95,834 Building $356,216
2022	$6,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4500 Ensenada Ave; 37 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 Ensenada Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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