4425 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4425 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,758 sqft · built 2018
Lot Size	0.273 acres (11,884 sqft)
Owner	2 Individual Names on File
Last Sale	$417,394 (Aug 2022)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2022 Mortgage + 1 more
APN	`E651000000003500`

Property Details

APN / Parcel Number

Primary APN	`E651000000003500`
Alternative APN	`1126772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,758 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,758 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	11,884 sqft (0.273 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	117 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4425 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 35
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Block	1
Legal Lot Number	35
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

4425 Ensenada Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4425 ENSENADA AVE, MCALLEN, TX 78504-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HOME LOANS INC
Aug 9, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 9, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	20223369551
Prior Transfer Date	Aug 8, 2022
Prior Transfer Doc	0003369551
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4425 ENSENADA AVE, MCALLEN, TX 78504-9723
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003264081
Date	Sep 17, 2021
Instrument	3264081

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Aug 9, 2022
Property Address	4425 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number	0003369551
Map Reference	FILE 2821592
Instrument Date	Aug 8, 2022
Instrument	3369551
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NOT AVAILABLE, EDWARDS ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 SUNDANCE ST, 1902, PALMHURST, TX 78573-0720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4425 ENSENADA AVE, MCALLEN, TX 78504-9723

Mortgage

Document Number	0003369552
Date	Aug 9, 2022
Instrument	3369552

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jul 9, 2018
Property Address	4425 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number	0002931023
Map Reference	DOC2821592
Instrument Date	Jul 5, 2018
Instrument	2931023
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2022
Title Company	SAN JACINTO TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S 10TH ST # ST1400, 200, MCALLEN, TX 78501-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 LARK AVE, MCALLEN, TX 78504-3225

Mortgage

Document Number	0002931024
Date	Jul 9, 2018
Instrument	2931024

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Ensenada Ave was $6,307 with exemptions applied, down 9.1% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,141 (-1%) Land $112,897 Building $314,244	$427,141 (-1%) Land $112,897 Building $314,244
2025	$6,307.00 (-9.06%) Homeowner's exemption Senior Citizen's exemption	$474,601 Land $112,897 Building $361,704	$474,601 Land $112,897 Building $361,704
2024	$6,935.00 (-30.48%)
2023	$9,975.00 (+32.56%) Homeowner's exemption Senior Citizen's exemption	$450,000 Land $112,897 Building $337,103	$450,000 Land $112,897 Building $337,103
2022	$7,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4425 Ensenada Ave; 37 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4425 Ensenada Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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