Miami County property record for 4500 Cedar Cv, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,192 sqft · built 1977 |
| Lot Size | 1.02 acres (44,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,000 (Mar 2016) |
| Tax Bill | $3,365 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E09-039036 |
| Primary APN | E09-039036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,192 sqft Living Area |
| 1st Floor Area | 6,164 sqft |
| Attic | Attic |
| Attic Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 44,475 sqft (1.02 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 165 sqft |
| Patio Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4500 CEDAR CV |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-2-28 LOT 48 SHAGGY BARK #3 |
| Legal Range | 10 |
| Legal Township | 02 |
| Legal Section | 28 |
| Legal Subdivision | SHAGGY BARK #3 |
| Legal Lot Number | 48 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 390100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4500 Cedar Cv is owned and occupied by two individuals who bought it in March 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4500 CEDAR CV, TROY, OH 45373-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on File |
| Deed Sale | Mar 31, 2016 · Amount on File |
| Prior Sale | Jul 25, 2011 · Amount on File |
| Deed Document Number | 20162016OR-03749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4500 CEDAR CV, TROY, OH 45373-9611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007929 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021OR-07929 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 4500 Cedar Cv was $3,365 with a homeowner's exemption, up 1.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Elizabeth Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,365.00 (+1.54%) Homeowner's exemption | $122,570 (+18.11%) Land $13,440 Building $109,130 | $350,200 Land $38,400 Building $311,800 |
| 2024 | $3,314.00 (+1.22%) Homeowner's exemption | $103,780 (-) Land $14,560 Building $89,220 | |
| 2023 | $3,274.00 (-4.3%) Homeowner's exemption | $103,780 (-) Land $14,560 Building $89,220 | $296,500 (-) Land $41,600 Building $254,900 |
| 2022 | $3,421.00 Homeowner's exemption | $103,780 Land $14,560 Building $89,220 | $296,500 Land $41,600 Building $254,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4500 Cedar Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 Cedar Cv is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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