4465 Cedar Cv, Troy, OH 45373 Property Records

Miami County property record for 4465 Cedar Cv, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 1977
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2021)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09-039033`

Property Details

APN / Parcel Number

Primary APN	`E09-039033`
Alternative APNs	`021028.3-01-022-00` `E09EL024B02100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	4,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	248 ft deep x 132 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft
Canopy	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4465 CEDAR CV
City	TROY
State	OH
Zip	45373-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-28 LOT 45 SHAGGY BARK SUB #3
Legal Range	10
Legal Township	02
Legal Section	28
Legal Subdivision	SHAGGY BARK
Legal Lot Number	45
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4010
Census Tract	390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4465 Cedar Cv is owned and occupied by two individuals who bought it in November 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4465 CEDAR CV, TROY, OH 45373-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
May 26, 2021	Warranty Deed, Transfer · Line of Credit GREENVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Mar 12, 1993
Deed Document Number	20212021OR-19087
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4465 CEDAR CV, TROY, OH 45373-9611
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 CEDAR CV, TROY, OH 45373-9611

Mortgage

Document Number	0000011283
Date	Oct 2, 2025
Instrument	2025OR-11283

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 2, 2021
Property Address	4465 CEDAR CV, TROY, OH 45373-9611
Document Number	0000019087
Map Reference	MB 11 PG 77
Instrument Date	Oct 29, 2021
Instrument	2021OR-19087
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4465 CEDAR CV, TROY, OH 45373-9611

Mortgage

Document Number	0000019088
Date	Nov 2, 2021
Instrument	2021OR-19088

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 26, 2021
Property Address	4465 CEDAR CV, TROY, OH 45373-9611
Document Number	0000009312
Map Reference	MB 11 PG 77
Instrument Date	May 19, 2021
Instrument	2021OR-09312
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 CEDAR CV, TROY, OH 45373-9611

Mortgage

Document Number	0000009313
Date	May 26, 2021
Instrument	2021OR-09313

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 19, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4465 Cedar Cv was $2,476 with a homeowner's exemption, up 3.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 (+3.12%) Homeowner's exemption	$89,990 (+20.02%) Land $13,860 Building $76,130	$257,100 Land $39,600 Building $217,500
2024	$2,401.00 (+1.09%) Homeowner's exemption	$74,980 (-) Land $15,020 Building $59,960
2023	$2,375.00 (-4.31%) Homeowner's exemption	$74,980 (-) Land $15,020 Building $59,960	$214,200 (-) Land $42,900 Building $171,300
2022	$2,482.00 Homeowner's exemption	$74,980 Land $15,020 Building $59,960	$214,200 Land $42,900 Building $171,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4465 Cedar Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4465 Cedar Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures