450 Ward Circle Dr, Sparta, NC 28675 Property Records

Alleghany County property record for 450 Ward Circle Dr, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1983
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3997795237`

Property Details

APN / Parcel Number

Primary APN	`3997795237`
Alternative APN	`80117`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cottage
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	47,916 sqft (1.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80117
Street Address	450 WARD CIRCLE DR
City	SPARTA
State	NC
Zip	28675-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#36 RICH MTN ACRES
Legal Subdivision	RICH HILL MOUNTAIN ACRES
Legal Block	112
Legal Lot Number	36
Jurisdiction	ALLEGHANY NC
Township / Civil Division	CHERRY LANE
Census Block Group	4
Census Block	4036
Census Tract	950100

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3946 CROOKED ISLAND DR, PUNTA GORDA, FL 33950-8128
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 17, 2020
Property Address	450 WARD CIRCLE DR, SPARTA, NC 28675-8756
Document Number	410/531
Book / Page	410 / 531
Map Reference	MB 4 PG 106
Instrument Date	Aug 14, 2020
Instrument	1735
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 PINEVIEW CHURCH RD, 119, BLYTHEWOOD, SC 29016-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3946 CROOKED ISLAND DR, PUNTA GORDA, FL 33950-8128

Mortgage

Document Number	1737
Date	Aug 17, 2020
Instrument	1737

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,400 (-) Land $37,800 Building $119,600	$157,400 (-) Land $37,800 Building $119,600
2025	$1,100.00
2023		$157,400 Land $37,800 Building $119,600	$157,400 Land $37,800 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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