Alleghany County property record for 317 Ward Circle Dr, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,600 sqft · built 1984 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,500 (Feb 2018) |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3997798608 |
| Primary APN | 3997798608 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Foundation Type | No Foundation |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 79033 |
|---|---|
| Street Address | 317 WARD CIRCLE DR |
| City | SPARTA |
| State | NC |
| Zip | 28675-8747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #32 RICH MTN ACRES |
| Legal Subdivision | RICH HILL MOUNTAIN ACRES |
| Legal Block | 112 |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | CHERRY LANE |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 950100 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 WARD CIRCLE DR, SPARTA, NC 28675-8747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION |
| Feb 5, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on Record |
| Deed Sale | Feb 5, 2018 · Amount on Record |
| Deed Document Number | 2018187 |
| Deed Book / Page | 390 / 872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 317 WARD CIRCLE DR, SPARTA, NC 28675-8747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000390/0000000874 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 0000000390/0000000874 |
| Instrument | 000000000188 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Feb 1, 2023 |
| Index | 5-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Feb 5, 2018 |
| Property Address | 317 WARD CIRCLE DR, SPARTA, NC 28675-8747 |
| Document Number | 390/872 |
| Book / Page | 390 / 872 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 000000000187 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 WARD CIRCLE DR, SPARTA, NC 28675-8747 |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,600 (-) Land $35,200 Building $120,400 | $155,600 (-) Land $35,200 Building $120,400 | |
| 2025 | $1,089.00 | ||
| 2023 | $155,600 Land $35,200 Building $120,400 | $155,600 Land $35,200 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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