McLennan County property record for 450 Virginia Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 1983 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $574,560 (Sep 2022) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Sep 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022600-022700-3 |
| Primary APN | 20-022600-022700-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| 1st Floor Area | 1,877 sqft |
| Flooring | Carpet |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 450 VIRGINIA RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CHALK BLUFF LOT 18 BLOCK 12 ACRES .3306 |
| Legal Subdivision | CHALK BLUFF |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 VIRGINIA RD, WACO, TX 76705-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 202237610 |
| Prior Transfer Date | Sep 16, 2022 |
| Prior Transfer Doc | 0000037610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 19, 2022 |
| Property Address | 450 VIRGINIA RD, WACO, TX 76705-5132 |
| Document Number | 0000037610 |
| Map Reference | VOL 851 PG 335 |
| Instrument Date | Sep 10, 2022 |
| Instrument | 2022037610 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 VIRGINIA RD, WACO, TX 76705-5132 |
| Document Number | 0000037611 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022037611 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.59% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,002 (+3.58%) Land $51,696 Building $201,306 | $253,002 (-0.54%) Land $51,696 Building $201,306 | |
| 2025 | $769.00 (-19.73%) Homeowner's exemption Senior Citizen's exemption | $244,266 (-3.96%) Land $46,940 Building $207,430 | $254,370 (+0.01%) Land $46,940 Building $207,430 |
| 2024 | $958.00 (+10.75%) | ||
| 2023 | $254,350 Land $46,940 Building $207,410 | $254,350 Land $46,940 Building $207,410 | |
| 2022 | $865.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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