437 Virginia Rd, Waco, TX 76705 Property Records

McLennan County property record for 437 Virginia Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Lot Size0.372 acres (16,200 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Mar 2014)
Tax Bill$808 (2025)
Deeds & MortgagesOct 2021 Transfer
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20-022600-019000-8

Property Details

APN / Parcel Number

Primary APN20-022600-019000-8
Alternative APNs
  • 2002260001900080111
  • 112543

Interior

FlooringConcrete/Cement

Exterior

Lot Area16,200 sqft (0.372 acres)
Lot Dimensions135 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address437 VIRGINIA RD
CityWACO
StateTX
Zip76705-5132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCHALK BLUFF LOT 1 BLOCK 11 ACRES .3719
Legal SubdivisionCHALK BLUFF
Legal Block11
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group3
Census Block3035
Census Tract3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 VIRGINIA RD, WACO, TX 76705-5132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Intrafamily Transfer, Transfer
Sep 6, 2018Warranty Deed, Transfer
SWBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2014 · Amount on Record
Deed SaleMar 20, 2014 · Amount on Record
Deed Document Number20147553
Last Transfer DateOct 20, 2021
Transfer Doc0000044099
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLENNAN TX
Recording DateOct 29, 2021
Property Address437 VIRGINIA RD, WACO, TX 76705-5132
Document Number0000044099
Map ReferenceVOL 851 PG 335
Instrument DateOct 20, 2021
Instrument2021044099
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address437 VIRGINIA RD, 437, WACO, TX 76705-5132

Transferred To (Grantee/Buyer)

NameVerified Name
Address3719 KATY LN, WACO, TX 76705-3344

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 6, 2018
Property Address437 VIRGINIA RD, WACO, TX 76705-5132
Document Number0000031573
Instrument DateAug 28, 2018
Instrument31573
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address437 VIRGINIA RD WACO TX 767055132, WACO, TX 76705-5132

Mortgage

Document Number31574
DateSep 6, 2018
Instrument31574
Lender
NameSWBC MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
AmountAmount Recorded
Term360 Months
DueSep 5, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,170 (+6.71%) Land $53,946 Building $8,224$62,170 (+6.71%) Land $53,946 Building $8,224
2025$808.00 (+0.62%)$58,260 (-2.15%) Land $49,090 Building $9,170$58,260 (-2.15%) Land $49,090 Building $9,170
2024$803.00 (-6.19%)
2023$59,540 Land $49,090 Building $10,450$59,540 Land $49,090 Building $10,450
2022$856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHALK BLUFF WSC
serves 3,852 people · EPA ID TX1550020
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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