450 Theodore Dr, Monroe, MI 48162 Property Records

Monroe County property record for 450 Theodore Dr, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 975 sqft · built 1957
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$2,816 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN55-69-00333-187

Property Details

APN / Parcel Number

Primary APN55-69-00333-187
Alternative APN
  • 55 690 033 31

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft
Basement Area975 sqft
Finished Basement700 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions141 ft deep x 96.3 ft wide
TerrainRolling
Garage Area528 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area28 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address450 THEODORE DR
CityMONROE
StateMI
Zip48162-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionRIVERSIDE MANOR NO 1 LOT 187
Legal SubdivisionRIVERSIDE MANOR 1
Legal Lot Number187
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group1
Census Block1014
Census Tract831400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address450 THEODORE DR, MONROE, MI 48162-3223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Aug 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address450 THEODORE DR, MONROE, MI 48162-3223
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 THEODORE DR, MONROE, MI 48162-3223

Mortgage

Document Number0000012549
DateAug 23, 2023
Instrument2023R12549
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address450 THEODORE DR, MONROE, MI 48162-3223
Document Number0000014104
Instrument DateAug 2, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyHASSETT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 THEODORE DR MONROE MI 481623223, MONROE, MI 48162-3223

Mortgage

Document Number0000014104
DateAug 8, 2018
Instrument14104
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,700 (+43.01%) Land $107,700$215,400 (+43.01%) Land $215,400
2025$2,816.00 (+14.19%) Homeowner's exemption
2023$2,466.00 Homeowner's exemption$75,310$150,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1982–2011)
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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