Monroe County property record for 439 Theodore Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1957 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Apr 2022) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00333-127 |
| Primary APN | 55-69-00333-127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 439 THEODORE DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR NO 1 LOT 127 |
| Legal Subdivision | RIVERSIDE MANOR 1 |
| Legal Lot Number | 127 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 831400 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST INDEPENDENCE BANK |
| Jul 17, 2019 | Warranty Deed, Transfer TITLE SOLUTIONS AGENCY LLC, TITLE SOLUTIONS AGCY LLC |
| Mar 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 2, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2019 · Amount on Record |
| Deed Document Number | 20229110 |
| Prior Transfer Date | Mar 21, 2019 |
| Prior Transfer Doc | 0000004082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000009110 |
| Map Reference | LB 10 PG 28 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022R09110 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4024 LAKESHORE DR, 4024, NEWPORT, MI 48166-9699 |
| Name | Verified Name |
|---|---|
| Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000009111 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022R09111 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018565 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019R18565 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 20, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 17, 2019 |
| Property Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000011888 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 11888 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | TITLE SOLUTIONS AGENCY LLC, TITLE SOLUTIONS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $662.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 337 SUDER AVE TOLEDO OH 436113235, TOLEDO, OH 43611-3235 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 25, 2019 |
| Property Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000004082 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 4082 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Lifetime Benefit |
| Address | 706 TOLEDO ST DUNDEE MI 481311253, DUNDEE, MI 48131-1253 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 2, 2017 |
| Property Address | 439 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000004231 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 4231 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,700 (+10.21%) Land $90,700 | $181,400 (+10.21%) Land $181,400 | |
| 2025 | $2,362.00 (+14.16%) Homeowner's exemption | $82,300 (+29.81%) Land $82,300 | $164,600 (+29.81%) Land $164,600 |
| 2023 | $2,069.00 Homeowner's exemption | $63,400 | $126,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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