450 Sheets Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 450 Sheets Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,844 sqft · built 2006
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Jul 2020)
Tax Bill	$2,919 (2024)
Deeds & Mortgages	Oct 2022 Transfer Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-013-007.002-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-013-007.002-018`
Alternative APN	`1609260013007002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,844 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,844 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	450 SHEETS DR
City	CARMEL
State	IN
Zip	46032-4651
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2 -18, PHASE 2, LOT 702, BLOCK 7
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	PROVIDENCE AT OLD MERIDIAN
Legal Block	2-18,
Legal Lot Number	702
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	111012

Owner

Source: Hamilton County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 SHEETS DR, CARMEL, IN 46032-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	202048698
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000048715
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 5, 2022
Property Address	450 SHEETS DR, CARMEL, IN 46032-4651
Document Number	0000048715
Map Reference	DOC 200600039010
Instrument Date	Sep 29, 2022
Instrument	2022048715
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SHEETS DR, CARMEL, IN 46032-4651

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	450 SHEETS DR, CARMEL, IN 46032-4651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049955
Date	Oct 9, 2019
Instrument	2019049955

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 28, 2020
Property Address	450 SHEETS DR, CARMEL, IN 46032-4651
Document Number	2020048698
Map Reference	CAB 3 SL 442
Instrument Date	Jul 22, 2020
Instrument	2020048698
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SHEELS DRIVE, CARMEL, IN 46032-4651

Mortgage

Document Number	2020048699
Date	Jul 28, 2020
Instrument	2020048699

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 14, 2018
Property Address	450 SHEETS DR, CARMEL, IN 46032-4651
Document Number	2018010196
Instrument Date	Mar 9, 2018
Instrument	2018010196
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SHEETS DR, CARMEL, IN 46032-4651

Mortgage

Document Number	2018010197
Date	Mar 14, 2018
Instrument	2018010197

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,000 (+5.84%) Land $74,200 Building $222,800	$297,000 (+5.84%) Land $74,200 Building $222,800
2024	$2,919.00 (+8.63%)	$280,600 (+3.85%) Land $74,200 Building $206,400	$280,600 (+3.85%) Land $74,200 Building $206,400
2023	$2,687.00 (+5.17%)	$270,200 (+13.01%) Land $74,200 Building $196,000	$270,200 (+13.01%) Land $74,200 Building $196,000
2022	$2,555.00	$239,100 Land $66,800 Building $172,300	$239,100 Land $66,800 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon, Xfinity.

Nearby Properties on Sheets Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures