441 Sheets Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 441 Sheets Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 ba · 2,232 sqft · built 2003
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Tax Bill	$3,806 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-013-011.001-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-013-011.001-018`
Alternative APN	`1609260013011001`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	456 sqft
2nd Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609260013011001
Street Address	441 SHEETS DR
City	CARMEL
State	IN
Zip	46032-4652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .04, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2-18, PHASE 2, LOT 1101
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	PROVIDENCE AT OLD MERIDIAN PHASE TWO
Legal Block	2-18,11
Legal Lot Number	1101 24
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	111012

Owner

Source: Hamilton County records · APN 29-09-26-013-011.001-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	441 SHEETS DR, CARMEL, IN 46032-4652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2005
Deed Sale	Jul 12, 2005
Prior Sale	Jul 12, 2005
Deed Document Number	0000042853
Last Transfer Date	May 08, 2020
Transfer Doc	0000026961
Record Updated	Jun 08, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	May 08, 2020
Property Address	441 SHEETS DR, CARMEL, IN 46032-4652
Document Number	0000026961
Map Reference	DOC 2003-118575
Instrument Date	May 04, 2020
Instrument	2020026961
Transaction Type	Transfer
Record Updated	Aug 08, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SHEETS DR, CARMEL, IN 46032-4652

Mortgage

Document Number	0000026962
Date	May 08, 2020
Instrument	2020026962

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,000 (+2.36%) Land $74,200 Building $285,800	$360,000 (+2.36%) Land $74,200 Building $285,800
2024	$3,806.00 (+21.09%)	$351,700 (+14.23%) Land $74,200 Building $277,500	$351,700 (+14.23%) Land $74,200 Building $277,500
2023	$3,143.00 (+27.66%)	$307,900 (+32.6%) Land $74,200 Building $233,700	$307,900 (+32.6%) Land $74,200 Building $233,700
2022	$2,462.00	$232,200 Land $66,800 Building $165,400	$232,200 Land $66,800 Building $165,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet Holdings, Verizon, Xfinity.

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.