450 School Rd, Novato, CA 94945 Property Records

Marin County property record for 450 School Rd, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,502 sqft · built 2009
Lot Size	1.45 acres (63,209 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2005)
Tax Bill	$18,969 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`143-350-60`

Property Details

APN / Parcel Number

Primary APN	`143-350-60`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Lot Area	63,209 sqft
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Deck Area	818 sqft
Patio Area	922 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	450 SCHOOL RD
City	NOVATO
State	CA
Zip	94945-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1031
Census Tract	101100

Owner

450 School Rd is owned and occupied by two individuals who acquired it in December 2010.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 SCHOOL RD, NOVATO, CA 94945-2713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Nov 21, 2017	Deed of Trust, Mortgage GREENBOX LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on File
Deed Sale	Nov 2, 2005 · Amount on File
Deed Document Number	200584197
Last Transfer Date	Dec 8, 2010
Transfer Doc	0000037006
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	450 SCHOOL RD, NOVATO, CA 94945-2713
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SCHOOL RD, NOVATO, CA 94945-2713

Mortgage

Document Number	0000035360
Date	Oct 19, 2022
Instrument	2022-0035360

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	450 SCHOOL RD, NOVATO, CA 94945-2713
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003173
Date	Feb 4, 2019
Instrument	2019-0003173

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	450 SCHOOL RD, NOVATO, CA 94945-2713
Document Number	0000047384
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	450 SCHOOL RD NOVATO CA 949452713, NOVATO, CA 94945-2713

Mortgage

Document Number	0000047384
Date	Nov 29, 2017
Instrument	47384

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	3250 WILSHIRE BLVD # 1900, LOS ANGELES, CA 90010-1616

Agreement

Amount	Amount on Record
Term	480 Months
Due	Nov 28, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 450 School Rd was $18,969.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,580,555 (+1.63%) Land $303,067 Building $1,277,488
2025	$18,969.00	$1,555,253 Land $302,811 Building $1,252,442
2023	$18,463.00 (+2.42%)	$1,506,135 Land $302,313 Building $1,203,822
2022	$18,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 School Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 School Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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