Clay County property record for 450 Scenic Rd, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 832 sqft · built 1996 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 2022) |
| Tax Bill | $561 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900611003 |
| Primary APN | 543900611003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 832 sqft Heated Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 23,958 sqft (0.55 acres) |
| Account Number | 620772000 |
|---|---|
| Street Address | 450 SCENIC RD |
| City | WARNE |
| State | NC |
| Zip | 28909-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 LILES DIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950201 |
450 Scenic Rd is owned and occupied by two individuals who bought it in February 2022.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 SCENIC RD, WARNE, NC 28909-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on File |
| Deed Sale | Feb 15, 2022 · Amount on File |
| Prior Sale | May 24, 2005 · Amount on File |
| Deed Document Number | 2022396 |
| Deed Book / Page | 462 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 15, 2022 |
| Property Address | 450 SCENIC RD, WARNE, NC 28909-7703 |
| Document Number | 0000462/25 |
| Book / Page | 462 / 25 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022000396 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6078 MORGAN RIDGE CT, 6078, YOUNG HARRIS, GA 30582 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 170 FLICKER LN, OCILLA, GA 31774-4022 |
| Document Number | 2022000397 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022000397 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 450 Scenic Rd was $561, up 14.3% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561.00 (+14.26%) | $148,800 (+78.42%) Land $23,900 Building $124,900 | $148,800 (+78.42%) Land $23,900 Building $124,900 |
| 2025 | $491.00 | $83,400 Land $19,900 Building $63,500 | $83,400 Land $19,900 Building $63,500 |
| 2023 | $391.00 | $83,400 Land $19,900 Building $63,500 | $83,400 Land $19,900 Building $63,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Scenic Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Scenic Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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