Clay County property record for 319 Scenic Rd, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,436 sqft · built 2000 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,633 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900417538 |
| Primary APN | 543900417538 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,436 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 74,052 sqft (1.7 acres) |
| Account Number | 841307 |
|---|---|
| Street Address | 319 SCENIC RD |
| City | WARNE |
| State | NC |
| Zip | 28909-7720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 319 SCENIC RD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950201 |
319 Scenic Rd, a single family home, is owned by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 72, WARNE, NC 28909-0072 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 319 SCENIC RD, WARNE, NC 28909-7720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | E15/0026 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | E15/0026 |
| Instrument | 2020000318 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 319 Scenic Rd was $3,633, up 27.3% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,633.00 (+27.25%) | $1,126,000 (+92.94%) Land $43,500 Building $1,082,500 | $1,126,000 (+92.94%) Land $43,500 Building $1,082,500 |
| 2025 | $2,855.00 | $583,600 Land $34,000 Building $549,600 | $583,600 Land $34,000 Building $549,600 |
| 2023 | $2,756.00 | $583,600 Land $34,000 Building $549,600 | $583,600 Land $34,000 Building $549,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Scenic Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Scenic Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Verizon.
5G and 4G LTE (outdoors only)
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