San Miguel County property record for 450 S Point Rd, Placerville, CO 81430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,095 sqft · built 1995 |
| Lot Size | 35 acres (1,525,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Mar 2022) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2022 Sale & Mortgage |
| APN | 2050089039 |
| Primary APN | 2050089039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,095 sqft |
| Basement Area | 2,095 sqft |
| Finished Basement | 2,095 sqft |
| Year Built | Built 1995 |
|---|---|
| Lot Area | 1,525,036 sqft (35 acres) |
| Street Address | 450 S POINT RD |
|---|---|
| City | PLACERVILLE |
| State | CO |
| Zip | 81430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF |
| Legal Description | LOT 39 PENINSULA POINT ACC TO THE PLAT RECORDED IN PLAT BK 1 PG 877 CONT 35.01 ACRES |
| Legal Subdivision | PENINSULA POINT |
| Legal Tract | 39 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN MIGUEL CO |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 968200 |
450 S Point Rd is owned and occupied by an individual who bought it in March 2022.
Source: San Miguel County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 450 S POINT RD, PLACERVILLE, CO 81430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Mar 23, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Nov 16, 2006 |
| Deed Document Number | 475768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MIGUEL CO |
| Property Address | 450 S POINT RD, PLACERVILLE, CO 81430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000450389 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 450389 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | LONE TREE, CO 80124 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SAN MIGUEL CO |
| Recording Date | Mar 23, 2022 |
| Property Address | 450 S POINT RD, PLACERVILLE, CO 81430 |
| Document Number | 0000475768 |
| Map Reference | MB 01 PG 941 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 475768 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 450 SOUTH POINT ROAD, PLACERVILLE, CO 81430 |
| Document Number | 0000475769 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 475769 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 450 S Point Rd was $4,464.
Source: San Miguel County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | San Miguel County |
| Unified School District | Norwood School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 | $85,300 Land $16,560 Building $68,740 | $1,364,875 Land $265,000 Building $1,099,875 |
| 2023 | $1,932.00 | $55,240 Land $15,560 Building $39,680 | $816,600 Land $230,000 Building $586,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 450 S Point Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 S Point Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 55% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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