395 S Point Rd, Placerville, CO 81430 Property Records

San Miguel County property record for 395 S Point Rd, Placerville, CO 81430

Property Summary

Property Type	Vacant Land
Details	built 2026
Lot Size	35 acres (1,525,036 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2021)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Aug 2021 Transfer + 1 more
APN	`2050089035`

Property Details

APN / Parcel Number

Primary APN	`2050089035`
Alternative APN	`456118202035`

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	1,525,036 sqft (35 acres)

Location & Zoning

Street Address	395 S POINT RD
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AF
Legal Description	PENINSULA POINT LOT 35 SEC 18 T43 R11
Legal Range	11
Legal Township	43
Legal Section	18
Legal Subdivision	PENINSULA POINT
Legal Lot Number	35
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	NORWOOD
Census Block Group	1
Census Block	1102
Census Tract	968200

Owner

395 S Point Rd, vacant land, is owned by two individuals who bought it in August 2021.

Source: San Miguel County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 HAZY HILLS LOOP, DRIPPING SPRINGS, TX 78620-2137
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Construction Mortgage TIMBERLINE BANK
Aug 30, 2021	Quit Claim Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Aug 30, 2021	Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Sep 17, 2004 · Amount on File
Deed Document Number	2021472220
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0000472222
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	395 S POINT RD, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 HAZY HILLS LOOP, DRIPPING SPRINGS, TX 78620-2137

Mortgage

Document Number	0000491208
Date	Oct 27, 2025
Instrument	491208

Lender

Name	TIMBERLINE BANK
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2026

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 30, 2021
Property Address	PLACERVILLE, CO 81430
Document Number	472222
Map Reference	MB 1 PG 941
Instrument Date	Aug 26, 2021
Instrument	472222
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 HAZY HILLS LOOP, DRIPPING SPRINGS, TX 78620-2137

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Aug 30, 2021
Property Address	PLACERVILLE, CO 81430
Document Number	0000472220
Map Reference	MB 1 PG 941
Instrument Date	Aug 26, 2021
Instrument	472220
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 WALNUT WAY, 25, SEDONA, AZ 86351-7749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 HAZY HILLS LOOP, DRIPPING SPRINGS, TX 78620-2137

Mortgage

Document Number	0000472221
Date	Aug 30, 2021
Instrument	472221

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 395 S Point Rd was $3,503.

Source: San Miguel County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Norwood School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00	$71,550 Land $71,550	$265,000 Land $265,000
2023	$2,430.00	$64,170 Land $64,170	$230,000 Land $230,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 395 S Point Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 S Point Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Point Rd

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