450 S Avocado Ct, Eagle Lake, FL 33839 Property Records

Polk County property record for 450 S Avocado Ct, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1980
Lot Size	0.278 acres (12,127 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Feb 2020)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-359040-000100`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-359040-000100`
Alternative APNs	`122925359040000100` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,173 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	2,173 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	12,127 sqft (0.278 acres)
Lot Dimensions	108 ft deep x 73 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	220 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	200 sqft
Utility Building	77 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	450 S AVOCADO CT
City	EAGLE LAKE
State	FL
Zip	33839-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EAGLE TERRACE PB 65 PGS 45 & 46 LOT 10
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	EAGLE TERRACE
Legal Tract	359040
Legal Block	2
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14701

Owner

450 S Avocado Ct is owned and occupied by an individual who acquired it in August 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Aug 23, 2019	Grant Deed, Construction Loan · Construction Mortgage 4F CAPITAL LLC
May 1, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	202038400
Deed Book / Page	11146 / 756
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000329081
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507

Mortgage

Document Number	0000284427
Date	Dec 4, 2025
Book Page	13799/62
Instrument	2025284427

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507

Mortgage

Document Number	0000000842
Date	Jan 3, 2022
Book Page	12055/506
Instrument	2022000842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 19, 2020
Property Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Document Number	0111460756
Book / Page	011146 / 000756
Instrument Date	Feb 18, 2020
Instrument	38400
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	THE CLOSING BOUTIQUE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 S AVOCADO CT EAGLE LAKE FL 338393507, EAGLE LAKE, FL 33839-3507

Mortgage

Document Number	111460757
Date	Feb 19, 2020
Book Page	011146/000757
Instrument	38401

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 23, 2019
Property Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Document Number	0109510136
Book / Page	010951 / 000136
Instrument Date	Jul 26, 2019
Instrument	179138
Transaction Type	Construction Loan
Record Updated	Sep 10, 2019
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 W LAKESHORE DR CLERMONT FL 347112938, CLERMONT, FL 34711-2938

Mortgage

Document Number	109510162
Date	Aug 23, 2019
Book Page	010951/000162
Instrument	179139

Lender

Name	4F CAPITAL LLC
Address	4440 MEADOWOOD ST, ORLANDO, FL 32812-7925

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2020

Interest

Rate	12%

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2019
Property Address	450 S AVOCADO CT, EAGLE LAKE, FL 33839-3507
Document Number	0108270969
Book / Page	010827 / 000969
Instrument Date	Apr 16, 2019
Instrument	88868
Transaction Type	Foreclosure
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$581.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL GREENVILLE SC 296012165, GREENVILLE, SC 29601-2165

Tax Assessment & Valuation

The 2025 property tax bill for 450 S Avocado Ct was $1,765 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,784 (+2.7%)	$250,373 (+7.88%) Land $31,000 Building $219,373
2025	$1,765.00	$133,188	$232,093 Land $31,000 Building $201,093
2023	$1,912.00 (+3.97%) Homeowner's exemption	$125,664 (+3%)	$237,246 (+1%) Land $30,000 Building $207,246
2022	$1,839.00 Homeowner's exemption	$122,004	$215,675 Land $25,000 Building $190,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 S Avocado Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 S Avocado Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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