405 S Avocado Ct, Eagle Lake, FL 33839 Property Records

Polk County property record for 405 S Avocado Ct, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,089 sqft · built 1980
Lot Size	0.236 acres (10,293 sqft)
Owner	Individual Name on Record
Tax Bill	$903 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-359040-000150`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-359040-000150`
Alternative APNs	`122925359040000150` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,089 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,089 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	10,293 sqft (0.236 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	351 sqft
Porch	Unfinished Open Porch
Porch Area	72 sqft

Location & Zoning

Street Address	405 S AVOCADO CT
City	EAGLE LAKE
State	FL
Zip	33839-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EAGLE TERRACE PB 65 PGS 45 & 46 LOT 15
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	EAGLE TERRACE
Legal Tract	359040
Legal Block	2
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S AVOCADO CT, EAGLE LAKE, FL 33839-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Nov 16, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROUNDPOINT MTG SVCNG
Jan 26, 2019	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2020245237
Deed Book / Page	11457 / 966
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	0000245237
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	405 S AVOCADO CT, EAGLE LAKE, FL 33839-3508
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S AVOCADO CT, EAGLE LAKE, FL 33839-3508

Mortgage

Document Number	0000306296
Date	Nov 28, 2022
Book Page	12495/598
Instrument	2022306296

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2020
Property Address	405 S AVOCADO CT, EAGLE LAKE, FL 33839-3508
Document Number	0114570966
Book / Page	011457 / 000966
Instrument Date	Nov 5, 2020
Instrument	245237
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S AVACODO CT EAGLE LAKE FL 338393508, EAGLE LAKE, FL 33839-3508

Mortgage

Document Number	114570968
Date	Nov 16, 2020
Book Page	011457/000968
Instrument	245238

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	405 S AVOCADO CT, EAGLE LAKE, FL 33839-3508
Document Number	0107381153
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S AVOCADO CT EAGLE LAKE FL 338393508, EAGLE LAKE, FL 33839-3508

Mortgage

Document Number	0107381153
Date	Jan 31, 2019
Book Page	010738/001153
Instrument	20803

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,988 (+2.7%)	$170,061 (+5.32%) Land $31,000 Building $139,061
2025	$903.00 (+4.39%) Homeowner's exemption	$89,570 (+36.79%)	$161,472 (+11.22%) Land $31,000 Building $130,472
2023	$865.00 (+2.25%) Homeowner's exemption	$65,482 (+3%)	$145,178 (+12.84%) Land $30,000 Building $115,178
2022	$846.00 Homeowner's exemption	$63,575	$128,660 Land $25,000 Building $103,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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