Horry County property record for 450 Rycola Cir, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,298 sqft · built 2021 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,990 (Jun 2021) |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-16-02-0083 |
| Primary APN | 459-16-02-0083 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 2,872 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 450 RYCOLA CIR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SOUTH COURSE PH 1A; LOT 94 |
| Legal Subdivision | OLD SOUTH COURSE PH 1A |
| Legal Lot Number | 94 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51404 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION |
| Dec 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage BAXTER CREDIT UNION |
| Jun 2, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Deed Book / Page | 4426 / 2064 |
| Last Transfer Date | Nov 20, 2025 |
| Transfer Doc | 0050211143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 450 RYCOLA CIR, MYRTLE BEACH, SC 29575-8104 |
| Document Number | 68450000001082 |
|---|---|
| Date | Nov 5, 2024 |
| Book Page | 0000006845/0000001082 |
| Instrument | 2024000122632 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Dec 8, 2025 |
| Property Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
| Document Number | 0050211143 |
| Book / Page | 5021 / 1143 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025000134414 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | UNKNOWN, SERVICES RESWARE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
| Document Number | 0069801239 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 6980/1239 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 2, 2021 |
| Property Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
| Document Number | 0044262064 |
| Book / Page | 4426 / 2064 |
| Instrument Date | Jun 2, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 | $436,991 (-) Land $125,000 Building $311,991 | |
| 2024 | $26,219 (+442.84%) Land $7,500 Building $18,719 | $436,991 (+849.98%) Land $125,000 Building $311,991 | |
| 2023 | $1,315.00 (+332.57%) | $4,830 (-) Land $4,830 | $46,000 (-) Land $46,000 |
| 2021 | $304.00 | $4,830 Land $4,830 | $46,000 Land $46,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 82 (1983–2019) |
| Claims Outside the SFHA | 78 of 82 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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