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438 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 438 Rycola Cir, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,561 sqft · built 2019
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$299,073 (Aug 2019)
Tax Bill$1,349 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-16-02-0061

Property Details

APN / Parcel Number

Primary APN459-16-02-0061

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,561 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address438 RYCOLA CIR
CitySURFSIDE BEACH
StateSC
Zip29575-8104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD SOUTH COURSE PH 1A; LOT 55
Legal SubdivisionOLD SOUTH COURSE PH 1A
Legal Lot Number55
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2001
Census Tract51404

Owner

Source: Horry County records · APN 459-16-02-0061

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address438 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
Aug 28, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Deed Document Number0004238196
Deed Book / Page4238 / 196
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address438 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104
Document Number6228/1303
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 RYCOLA CIR MYRTLE BEACH SC 295758104, MYRTLE BEACH, SC 29575-8104

Mortgage

Document Number6228/1303
DateJun 23, 2020
Book Page006228/001303
Lender
NameMOVEMENT MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateAug 28, 2019
Property Address438 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8104
Document Number4238/0196
Book / Page004238 / 000196
Instrument DateAug 28, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 03, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,107.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 RYCOLA CIR SURFSIDE BEACH SC 295758104, SURFSIDE BEACH, SC 29575-8104

Mortgage

Document Number6124/0293
DateAug 28, 2019
Book Page006124/000293
Lender
NameGUILD MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,349.00$470,365 (-) Land $126,000 Building $344,365
2024$1,349.00 (+7.23%)$28,222 (+136.76%) Land $7,560 Building $20,662$470,365 (+57.82%) Land $126,000 Building $344,365
2023$1,258.00 (+3.37%)$11,920 (-33.34%) Land $1,870 Building $10,050$298,040 (-) Land $46,740 Building $251,300
2021$1,217.00$17,882 Land $2,804 Building $15,078$298,040 Land $46,740 Building $251,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 89 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims82 (1983–2019)
Claims Outside the SFHA78 of 82
Most Recent ClaimSep 2019, other causes, Hurricane Dorian
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims
  • Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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