450 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 450 River Rd, Putnam, CT 06260 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,882 sqft · built 1995
Lot Size	4.11 acres (179,032 sqft)
Owner	Company Name on File
Last Sale	$920,000 (Sep 2025)
Tax Bill	$5,298 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:121 B:003 L:04`

Property Details

APN / Parcel Number

Primary APN	`M:121 B:003 L:04`
Alternative APNs	`PUTN M:048 L:011 U:000` `3536`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	4,888 sqft
Basement Area	1,344 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	179,032 sqft (4.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3536
Street Address	450 RIVER RD
City	PUTNAM
State	CT
Zip	06260-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1043
Census Tract	903200

Owner

Source: Putnam Town records · APN M:121 B:003 L:04

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	450 RIVER RD, PUTNAM, CT 06260-2928
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage CENTREVILLE BANK
Feb 29, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENTREVILLE BANK
Sep 26, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Deed Document Number	20251443
Deed Book / Page	872 / 1080
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	450 RIVER RD, PUTNAM, CT 06260-2928
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00840-1065
Date	May 11, 2021
Book Page	840/1065
Instrument	842

Lender

Name	CENTREVILLE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	450 RIVER RD, PUTNAM, CT 06260-2928
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000861-931
Date	Feb 29, 2024
Book Page	861/931
Instrument	229

Lender

Name	CENTREVILLE BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2039

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 26, 2025
Property Address	450 RIVER RD, PUTNAM, CT 06260-2928
Document Number	00872-1080
Book / Page	872 / 1080
Instrument Date	Sep 25, 2025
Instrument	1443
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,298.00	$280,300 (+45.38%) Land $50,100 Building $230,200	$196,210 Land $35,070 Building $161,140
2024	$5,298.00 (+18%)
2023	$4,490.00 (+4.96%)	$192,800 (-) Land $38,300 Building $154,500
2022	$4,278.00	$192,800 Land $38,300 Building $154,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09015C, updated September 13, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Cogeco Cable Holdings II	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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