423 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 423 River Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1971
Lot Size	7.24 acres (315,374 sqft)
Owner	2 Company Names on File
Last Sale	$333,000 (Oct 2007)
Tax Bill	$6,173 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:120 B:010 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:120 B:010 L:00`
Alternative APNs	`PUTN M:047 L:005 U:000` `820`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	4,131 sqft
Basement Area	1,656 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	315,374 sqft (7.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	820
Street Address	423 RIVER RD
City	PUTNAM
State	CT
Zip	06260-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	5
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1044
Census Tract	903200

Owner

Source: Putnam Town records · APN M:120 B:010 L:00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	423 RIVER RD, PUTNAM, CT 06260-2924
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST AMERICAN HOME LOAN
Nov 08, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2007 · Amount on Record
Deed Sale	Oct 29, 2007 · Amount on Record
Deed Book / Page	605 / 36
Last Transfer Date	Apr 06, 2021
Transfer Doc	846-315
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	423 RIVER RD, PUTNAM, CT 06260-2924
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	843-255
Date	Aug 02, 2021
Book Page	843/255
Instrument	1516

Lender

Name	FIRST AMERICAN HOME LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM CT
Recording Date	Nov 08, 2021
Property Address	423 RIVER RD, PUTNAM, CT 06260-2924
Document Number	846-315
Book / Page	846 / 315
Instrument Date	Apr 06, 2021
Instrument	2163
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,173.00	$326,600 (+57.85%) Land $59,800 Building $266,800	$228,620 Land $41,860 Building $186,760
2024	$6,173.00 (+28.1%)
2023	$4,819.00 (+4.97%)	$206,900 (-) Land $44,300 Building $162,600
2022	$4,591.00	$206,900 Land $44,300 Building $162,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09015C, as of September 13, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cogeco Cable Holdings II Cable	1,000 / 50

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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