Dakota County property record for 450 Reflection Rd, Saint Paul, MN 55124 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,636 sqft · built 1970 |
| Lot Size | 0.547 acres (23,845 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2019) |
| Tax Bill | $5,614 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-56650-06-040 |
| Primary APN | 01-56650-06-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Lot Area | 23,845 sqft (0.547 acres) |
| Garage Type | Detached |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 450 REFLECTION RD |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALOMINO HILLS LAKESHORE ADDITION 4 6 PT LYING S OF LINE COM 25 FT N OF SW COR NE TO PT 5 FT N OF SE COR OF LOT 3 BLK 6 & ALL OF |
| Legal Subdivision | PALOMINO HILLS LAKESHORE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 40 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | APPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60811 |
Source: Dakota County records · APN 01-56650-06-040
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 REFLECTION RD, SAINT PAUL, MN 55124-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Mar 01, 2019 | Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2019 · Amount on Record |
| Deed Sale | Mar 01, 2019 · Amount on Record |
| Deed Document Number | 2019802789 |
| Prior Transfer Date | Dec 14, 2000 |
| Prior Transfer Doc | 000T696707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 450 REFLECTION RD, APPLE VALLEY, MN 55124-9483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000828872 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 828872 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Mar 01, 2019 |
| Property Address | 450 REFLECTION RD, APPLE VALLEY, MN 55124-9483 |
| Document Number | 0000802789 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 802789 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 450 REFLECTION RD, APPLE VALLEY, MN 55124-9483 |
| Document Number | 0000802790 |
|---|---|
| Date | Mar 01, 2019 |
| Instrument | 802790 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2049 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,614.00 (+11.57%) Homeowner's exemption | $451,400 (+0.69%) Land $115,500 Building $335,900 | $451,400 (+0.69%) Land $115,500 Building $335,900 |
| 2024 | $5,032.00 | $448,300 Land $111,400 Building $336,900 | $448,300 Land $111,400 Building $336,900 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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