409 Reflection Rd, Saint Paul, MN 55124 Property Records

Dakota County property record for 409 Reflection Rd, Saint Paul, MN 55124 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1977
Square Footage4,730 sqft Living Area
Lot Size46,251 sqft (1.06 acres)
GarageAttached, 550 sqft
Last Sale$1,100,000 (2023)
Tax Bill$14,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-56650-05-090

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area4,730 sqft Living Area
Gross Area5,280 sqft Gross Area
1st Floor4,730 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1977
Construction TypeWood Construction
Lot Area46,251 sqft (1.06 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area550 sqft Garage

Location & Zoning

Street Address409 REFLECTION RD
CitySAINT PAUL
StateMN
Zip55124-9416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPALOMINO HILLS LAKESHORE ADDITION 9 5
Legal SubdivisionPALOMINO HILLS LAKESHORE ADDITION
Legal Block5
Legal Lot Number90
JurisdictionDAKOTA MN
Minor Civil DivisionAPPLE VALLEY
Census Blockgroup1
Census Block1001
Census Tract60811

Owner

Source: Dakota County records · APN 01-56650-05-090

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1430 S MICHIGAN AVE, 2, CHICAGO, IL 60605-2960
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 15, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CREDIT UNION
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleMar 02, 2006 · Amount on Record
Deed Doc Number20231539641
Prior Transfer DateFeb 09, 2015
Prior Transfer Doc000T742015
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJun 05, 2023
Property Address409 REFLECTION RD, APPLE VALLEY, MN 55124-9416
Document Number0000873710
Instrument DateMay 31, 2023
Instrument873710
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyEDGEWATER TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,630.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 REFLECTION RD, APPLE VALLEY, MN 55124-9416

Mortgage

Document Number0000873711
DateJun 05, 2023
Instrument873711
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address409 REFLECTION RD, APPLE VALLEY, MN 55124-9416
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 REFLECTION RD, SAINT PAUL, MN 55124-9416

Mortgage

Document Number0000839625
DateMar 15, 2021
Instrument839625
Lender
NameTRUSTONE FINANCIAL CREDIT UNION
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 14, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address409 REFLECTION RD, APPLE VALLEY, MN 55124-9416
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000839208
DateMar 09, 2021
Instrument839208
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,186.00 (+14.2%)$1,029,000 (+0.85%) Land $445,300 Building $583,700$1,029,000 (+0.85%) Land $445,300 Building $583,700
2024$12,422.00$1,020,300 Land $429,400 Building $590,900$1,020,300 Land $429,400 Building $590,900

Nearby Properties on Reflection Rd

Nearby Streets

Search Property Records by Address or Parcel Number