Jackson County property record for 433 Ray Ln, Ashland, OR 97520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1949 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2018) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E10DC2800 |
| Primary APN | 391E10DC2800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 670 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 433 RAY LN |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Range | 01E |
| Legal Township | 39S |
| Legal Section | 10 |
| Legal Quarter | 4 |
| Legal Subdivision | FOSTER |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1801 |
Source: Jackson County records · APN 391E10DC2800
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 880 C ST, ASHLAND, OR 97520-2006 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 30, 2018 | Warranty Deed, Transfer |
| May 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Jun 02, 2015 · Amount on Record |
| Deed Document Number | 201837727 |
| Prior Transfer Date | May 22, 2018 |
| Prior Transfer Doc | 0000016061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 433 RAY LN, ASHLAND, OR 97520-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000017022 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-017022 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Dec 12, 2018 |
| Property Address | 433 RAY LN, ASHLAND, OR 97520-2307 |
| Document Number | 0000037727 |
| Map Reference | VOL6 PG39 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 2018-037727 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 880 C ST, ASHLAND, OR 97520-2006 |
| Document Number | 0000037728 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018-037728 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Oct 30, 2018 |
| Property Address | 433 RAY LN, ASHLAND, OR 97520-2307 |
| Document Number | 0000033700 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 33700 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 RAY LN ASHLAND OR 975202307, ASHLAND, OR 97520-2307 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | May 24, 2018 |
| Property Address | 433 RAY LN, ASHLAND, OR 97520-2307 |
| Document Number | 0000016061 |
| Instrument Date | May 22, 2018 |
| Instrument | 16061 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 760 ASHLAND OR 975200760, ASHLAND, OR 97520-0760 |
Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,250 (+3%) | $339,230 (-0.46%) Land $200,910 Building $138,320 | |
| 2025 | $3,494.00 (+2.16%) | $220,640 (+3%) Land $135,000 Building $85,640 | $340,810 (+4.51%) Land $199,000 Building $141,810 |
| 2024 | $3,420.00 (+3.35%) | $214,220 (+3%) Land $131,070 Building $83,150 | $326,100 (-8.54%) Land $196,000 Building $130,100 |
| 2023 | $3,309.00 (+3.31%) | $207,990 (+3%) Land $127,260 Building $80,730 | $356,550 (-4.66%) Land $285,850 Building $70,700 |
| 2022 | $3,203.00 | $201,940 Land $123,560 Building $78,380 | $373,980 Land $294,950 Building $79,030 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Project A Fixed Wireless | 200 / 25 |
| Whittrio Fixed Wireless | 100 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hunter Communications & Technologies, Lumen Technologies.
Based on FCC filings for 352 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHLAND WATER DEPARTMENT serves 20,946 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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