450 Pearl St, Lyons, NE 68038 Property Records

Burt County property record for 450 Pearl St, Lyons, NE 68038

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Jul 2023)
Tax Bill	$298 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`111900700`

Property Details

APN / Parcel Number

Primary APN	`111900700`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 PEARL ST
City	LYONS
State	NE
Zip	68038-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	L2 BLK12 LYONS; MAP NUMBER: 1535-00-0-30000-012-0700
Legal Subdivision	LYONS CITY
Legal Block	12
Legal Lot Number	2
Jurisdiction	BURT NE
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2053
Census Tract	963400

Owner

450 Pearl St is owned and occupied by an individual who bought it in July 2023.

Source: Burt County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	450 PEARL ST, LYONS, NE 68038-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NORTHEAST BANK OF NEBRASKA
Jul 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	202369930
Deed Book / Page	96 / 529
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	DEED094/571
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	450 PEARL ST, LYONS, NE 68038
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PEARL ST, LYONS, NE 68038

Mortgage

Document Number	0MTG237/41
Date	Nov 29, 2021
Book Page	MTG237/41
Instrument	2021-67393

Lender

Name	FIRST NORTHEAST BANK OF NEBRASKA
Type	Bank
Address	LYONS, NE 68038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2022

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jul 18, 2018
Property Address	450 PEARL ST, LYONS, NE 68038
Document Number	DEED090/695
Book / Page	DEED090 / 695
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount on Record
Tax	$20.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, LYONS, NE 68038-0250

Tax Assessment & Valuation

The 2025 property tax bill for 450 Pearl St was $298.

Source: Burt County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
County Subdivision	Everett Township
Municipality	Lyons City
Unified School District	Lyons-Decatur Northeast Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298.00	$19,892 Land $9,984 Building $9,908	$19,892 Land $9,984 Building $9,908
2023	$276.00	$13,838 Land $6,240 Building $7,598	$13,838 Land $6,240 Building $7,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYONS serves 824 people · EPA ID NE3102103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Stealth Broadband.

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