440 Pearl St, Lyons, NE 68038 Property Records

Burt County property record for 440 Pearl St, Lyons, NE 68038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jan 2017)
Tax Bill	$1,475 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111900800`

Property Details

APN / Parcel Number

Primary APN	`111900800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	640 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	172 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 PEARL ST
City	LYONS
State	NE
Zip	68038-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	L3 BLK12 LYONS; MAP NUMBER: 1535-00-0-30000-012-0800
Legal Subdivision	LYONS CITY
Legal Block	12
Legal Lot Number	3
Jurisdiction	BURT NE
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2053
Census Tract	963400

Owner

Source: Burt County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 12, LYONS, NE 68038-0012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 10, 2017	Warranty Deed, Transfer KEITH P STILLMAN ET UX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Book / Page	89 / 306
Prior Transfer Date	Nov 11, 2016
Prior Transfer Doc	DEED089/306
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	440 PEARL ST, LYONS, NE 68038-2518
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PEARL ST, LYONS, NE 68038-2518

Mortgage

Document Number	0202501532
Date	Dec 16, 2025
Instrument	2025-01532

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jan 10, 2017
Property Address	440 PEARL ST, LYONS, NE 68038-2518
Document Number	DEED089/306
Book / Page	DEED089 / 306
Instrument Date	Nov 11, 2016
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MTG207237
Date	Jan 10, 2017
Instrument	MTG207/237

Lender

Name	KEITH P STILLMAN ET UX
Type	Seller

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Burt County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
County Subdivision	Everett Township
Municipality	Lyons City
Unified School District	Lyons-Decatur Northeast Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,337 (+60.31%) Land $9,984 Building $108,353	$118,337 (+60.31%) Land $9,984 Building $108,353
2023	$1,475.00	$73,817 Land $6,240 Building $67,577	$73,817 Land $6,240 Building $67,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYONS serves 824 people · EPA ID NE3102103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Stealth Broadband.

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