450 Pate Rd, New Bern, NC 28562 Property Records

Craven County property record for 450 Pate Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,250 sqft · built 1898
Lot Size	0.608 acres (26,496 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Feb 2022)
Tax Bill	$736 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-047-3-051`

Property Details

APN / Parcel Number

Primary APN	`9-047-3-051`
Alternative APNs	`129691` `97166`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	26,496 sqft (0.608 acres)
Lot Dimensions	200 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	97166
Street Address	450 PATE RD
City	NEW BERN
State	NC
Zip	28562-6935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51 COUNTRY SPRINGS PH3 SEC 1
Legal Subdivision	COUNTRY SPGS
Legal Phase	3
Jurisdiction	CRAVEN NC
Township / Civil Division	9
Census Block Group	1
Census Block	1008
Census Tract	960301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 PATE RD, NEW BERN, NC 28562-6935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Jun 22, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	202210091563
Deed Book / Page	3711 / 2102
Prior Transfer Date	Aug 17, 2005
Prior Transfer Doc	2347/0107
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 9, 2022
Property Address	450 PATE RD, NEW BERN, NC 28562-6935
Document Number	03711/2102
Book / Page	3711 / 2102
Map Reference	CAB G SL 79-E
Instrument Date	Dec 22, 2021
Instrument	10091563
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PATE RD, NEW BERN, NC 28562-6935

Mortgage

Document Number	0037112105
Date	Feb 9, 2022
Instrument	3711/2105

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 22, 2020
Property Address	450 PATE RD, NEW BERN, NC 28562-6935
Document Number	3617/1871
Book / Page	3617 / 1871
Instrument Date	May 11, 2020
Instrument	10056376
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PATE RD, NEW BERN, NC 28562-6935

Mortgage

Document Number	36171874
Date	Jun 22, 2020
Instrument	3617/1874

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$736.00	$136,310 (-) Land $15,750 Building $120,560	$136,310 (-) Land $15,750 Building $120,560
2025	$736.00 (+1.66%)	$136,310 (-) Land $15,750 Building $120,560	$136,310 (-) Land $15,750 Building $120,560
2023	$724.00 (+83.76%)	$136,310 (+152.57%) Land $15,750 Building $120,560	$136,310 (+152.57%) Land $15,750 Building $120,560
2022	$394.00	$53,970 Land $15,750 Building $38,220
2018			$53,970 Land $15,750 Building $38,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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