405 Pate Rd, New Bern, NC 28562 Property Records

Craven County property record for 405 Pate Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,552 sqft · built 1919
Lot Size	1.04 acres (45,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jun 1997)
Tax Bill	$1,050 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-047-029`

Property Details

APN / Parcel Number

Primary APN	`9-047-029`
Alternative APN	`26462`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	2,054 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,520 sqft (1.04 acres)
Garage Type	Attached
Shed	1 Shed
Shed Area	780 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	26462
Street Address	405 PATE RD
City	NEW BERN
State	NC
Zip	28562-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATE LD REGISTER
Jurisdiction	CRAVEN NC
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	960301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 PATE RD, NEW BERN, NC 28562-6936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 1997 · Amount on Record
Deed Sale	Jun 2, 1997 · Amount on Record
Deed Book / Page	1570 / 163
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 PATE RD, NEW BERN, NC 28562-6936
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3688/932
Date	Sep 3, 2021
Book Page	3688/932
Instrument	10082590

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 PATE RD, NEW BERN, NC 28562-6936
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3683/1655
Date	Aug 6, 2021
Book Page	3683/1655
Instrument	10080890

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,050.00 (-0.19%)	$192,800 (-) Land $15,000 Building $177,800	$192,800 (-) Land $15,000 Building $177,800
2025	$1,052.00 (+4.47%)	$192,800 (-) Land $15,000 Building $177,800	$192,800 (-) Land $15,000 Building $177,800
2023	$1,007.00 (+17.5%)	$192,800 (+51.92%) Land $15,000 Building $177,800	$192,800 (+51.92%) Land $15,000 Building $177,800
2022	$857.00	$126,910 Land $15,000 Building $111,910
2018			$126,910 Land $15,000 Building $111,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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