450 Oakcrest Dr, Durango, CO 81301 Property Records

La Plata County property record for 450 Oakcrest Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 2,076 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2020)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5597-094-01-025`

Property Details

APN / Parcel Number

Primary APN	`5597-094-01-025`
Alternative APN	`R010238`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,076 sqft Living Area
Basement Area	588 sqft
Finished Basement	588 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Lot Area	43,560 sqft
Garage Type	Carport
Garage Area	255 sqft
Carport	Carport
Carport Area	255 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R010238
Street Address	450 OAKCREST DR
City	DURANGO
State	CO
Zip	81301-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FALLS CREEK I,II,III BLOCK: 0 LOT: 76 1986 AMENDED PLAT 450 OAKCREST DR DURANGO 81301
Legal Subdivision	FALLS CREEK I,II,III
Legal Block	1
Legal Lot Number	76
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 OAKCREST DR, DURANGO, CO 81301-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	20201176582
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 28, 2020
Property Address	450 OAKCREST DR, DURANGO, CO 81301-6904
Document Number	0001176582
Instrument Date	Aug 27, 2020
Instrument	1176582
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8101 RIO GRANDE BLVD NW, 8101, LOS RANCHOS, NM 87114-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 OAKCREST DR, DURANGO, CO 81301-6904

Mortgage

Document Number	0001176583
Date	Aug 28, 2020
Instrument	1176583

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,180 (-2.07%) Land $19,720 Building $19,460	$640,110 (-) Land $322,180 Building $317,930
2025	$2,233.00 (+55.61%)	$40,010 (+19.93%) Land $20,140 Building $19,870	$640,110 (+28.53%) Land $322,180 Building $317,930
2023	$1,435.00 (+2.72%)	$33,360 (+3.76%) Land $17,020 Building $16,340	$498,010 (+7.65%) Land $254,080 Building $243,930
2022	$1,397.00	$32,150 Land $15,940 Building $16,210	$462,640 Land $229,350 Building $233,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 90% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLS CREEK RANCH private · serves 215 people · EPA ID CO0134270
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	25 / 5

May also be available: AlignTec.

Cell Coverage

5G (outdoors only) and 4G LTE

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