400 Oakcrest Dr, Durango, CO 81301 Property Records

La Plata County property record for 400 Oakcrest Dr, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,560 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (May 2026)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-093-01-027`

Property Details

APN / Parcel Number

Primary APN	`5597-093-01-027`
Alternative APN	`R004954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,560 sqft Living Area
Basement Area	1,020 sqft
Finished Basement	1,020 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	1,148 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	468 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R004954
Street Address	400 OAKCREST DR
City	DURANGO
State	CO
Zip	81301-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FALLS CREEK I,II,III BLOCK: 0 LOT: 75 1986 AMENDED PLAT 400 OAKCREST DR DURANGO 81301
Legal Subdivision	FALLS CREEK I,II,III
Legal Block	1
Legal Lot Number	75
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970701

Owner

Source: La Plata County records · APN 5597-093-01-027

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 OAKCREST DR, DURANGO, CO 81301-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI
Apr 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 05, 1999 · Amount on Record
Deed Document Number	20261254421
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0001005158
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 21, 2026
Property Address	400 OAKCREST DR, DURANGO, CO 81301-6904
Document Number	0001254421
Instrument Date	May 21, 2026
Instrument	20261254421
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI

Transaction

Amount	Amount Recorded
Tax	$11,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 OAKCREST DR, DURANGO, CO 81301-6904
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	400 OAKCREST DR, DURANGO, CO 81301-6904
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190814
Date	Apr 20, 2021
Instrument	1190814

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Mortgage Company
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Jun 18, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.06%
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	400 OAKCREST DR, DURANGO, CO 81301-6904
Document Number	0001190815
Instrument Date	Jan 23, 2021
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 OAKCREST DR DURANGO CO 813016904, DURANGO, CO 81301-6904

Mortgage

Document Number	0001190815
Date	Apr 20, 2021
Instrument	1190815

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Apr 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.06%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,970 (-0.17%) Land $20,020 Building $32,950	$848,960 (-) Land $320,810 Building $528,150
2025	$2,613.00 (+57.6%)	$53,060 (+17.29%) Land $20,050 Building $33,010	$848,960 (+25.74%) Land $320,810 Building $528,150
2023	$1,658.00 (+13.02%)	$45,240 (+11.18%) Land $17,410 Building $27,830	$675,190 (+15.33%) Land $259,780 Building $415,410
2022	$1,467.00	$40,690 Land $15,870 Building $24,820	$585,440 Land $228,380 Building $357,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Wildfire

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	About 1 in 186 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	25 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, AlignTec. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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