450 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 450 Oak St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,389 sqft · built 1925
Lot Size0.204 acres (8,868 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Aug 2016)
Tax Bill$5,385 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-211-015

Property Details

APN / Parcel Number

Primary APN06-23-211-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area1,389 sqft Living Area
Gross Area2,336 sqft
Basement Area947 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Lot Area8,868 sqft (0.204 acres)
Lot Dimensions174 ft deep x 51 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address450 OAK ST
CityELGIN
StateIL
Zip60123-7510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD E WOODS ADDN LOT 16 BLOCK 5
Legal SubdivisionD E WOODS ADDN
Legal Block5
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2009
Census Tract851600

Owner

Source: Kane County records · APN 06-23-211-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address450 OAK ST, ELGIN, IL 60123-7510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2016 · Amount on Record
Deed SaleAug 23, 2016 · Amount on Record
Prior SaleDec 09, 2015
Deed Document Number201644596
Prior Transfer DateOct 16, 2015
Prior Transfer Doc0000038990
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,385.00 (+15.81%) Homeowner's exemption
2024$72,386 (+21.39%) Land $15,342 Building $57,044$217,245 (+21.44%) Land $46,044 Building $171,200
2022$4,650.00 (+4.78%) Homeowner's exemption$59,629 (+6.96%) Land $12,638 Building $46,991$178,887 (+6.96%) Land $37,914 Building $140,973
2021$4,438.00 Homeowner's exemption$55,749 Land $11,816 Building $43,933$167,247 Land $35,448 Building $131,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number