Kane County property record for 447 Oak St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,525 sqft · built 1926 |
| Lot Size | 0.207 acres (9,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2016) |
| Tax Bill | $5,904 (2025) |
| Deeds & Mortgages | Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-253-008 |
| Primary APN | 06-23-253-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| Gross Area | 2,669 sqft |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,018 sqft (0.207 acres) |
| Lot Dimensions | 175 ft deep x 52 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 447 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | D E WOODS ADDN LOT 3 BLOCK 6 |
| Legal Subdivision | D E WOODS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-253-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 OAK ST, ELGIN, IL 60123-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2016 · Amount on Record |
| Deed Sale | Jun 01, 2016 · Amount on Record |
| Prior Sale | Dec 03, 2010 · Amount on Record |
| Deed Document Number | 201626785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 447 OAK ST, ELGIN, IL 60123-7509 |
| Document Number | 0000020218 |
| Instrument Date | Apr 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 447 OAK ST ELGIN IL 601237509, ELGIN, IL 60123-7509 |
| Document Number | 0000020218 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20218 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | May 19, 2059 |
| Rate | 3.87% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,904.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $78,657 (+21.4%) Land $15,115 Building $63,542 | $236,065 (+21.44%) Land $45,363 Building $190,702 | |
| 2022 | $5,098.00 (+4.7%) Homeowner's exemption | $64,794 (+6.96%) Land $12,451 Building $52,343 | $194,382 (+6.96%) Land $37,353 Building $157,029 |
| 2021 | $4,869.00 Homeowner's exemption | $60,578 Land $11,641 Building $48,937 | $181,734 Land $34,923 Building $146,811 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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