450 NC Highway 88 E, Jefferson, NC 28640 Property Records

Ashe County property record for 450 NC Highway 88 E, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	3,640 sqft · built 2009
Lot Size	9.97 acres (434,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,628 (2026)
Deeds & Mortgages	Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09338-126`

Property Details

APN / Parcel Number

Primary APN	`09338-126`
Alternative APNs	`092997224753` `27662`

Interior

Plumbing Fixtures	16 Plumbing Fixtures
Building Area	3,640 sqft Heated Area
Gross Area	6,994 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Lot Area	434,424 sqft (9.97 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	27662
Old Parcel Number	09338126
Street Address	450 NC HIGHWAY 88 E
City	JEFFERSON
State	NC
Zip	28640-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.973 A ( 99 ADJ PER 235 351) FROM WALTER SHEETS
Legal Lot Number	E
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3006
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1353 WATERWAY DR, NORTH MYRTLE BEACH, SC 29582-2537
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	450 NC HIGHWAY 88 E, JEFFERSON, NC 28640-9318
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000503/63
Date	Aug 2, 2019
Book Page	503/63
Instrument	3302

Lender

Name	LIFESTORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,628.00	$1,119,000 (-) Land $121,800 Building $997,200	$1,119,000 (-) Land $121,800 Building $997,200
2025	$5,628.00 (+6.35%)	$1,119,000 (-) Land $121,800 Building $997,200	$1,119,000 (-) Land $121,800 Building $997,200
2023	$5,292.00 (+23.76%)	$1,119,000 (+46.18%) Land $121,800 Building $997,200	$1,119,000 (+46.18%) Land $121,800 Building $997,200
2022	$4,276.00	$765,500 Land $139,700 Building $625,800	$765,500 Land $139,700 Building $625,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000