Ashe County property record for 230 NC Highway 88 E, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 4,602 sqft · built 1989 |
| Lot Size | 2.31 acres (100,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2020) |
| Tax Bill | $2,466 (2026) |
| Deeds & Mortgages | May 2009 Mortgage Oct 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09338-175 |
| Primary APN | 09338-175 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 18 Plumbing Fixtures |
|---|---|
| Building Area | 4,602 sqft Heated Area |
| Gross Area | 7,299 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Lot Area | 100,929 sqft (2.31 acres) |
| Cooling System | Central |
|---|
| Account Number | 107408 |
|---|---|
| Old Parcel Number | 09338175 |
| Street Address | 230 NC HIGHWAY 88 E |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.3170 AC (DB 520/880) |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970801 |
230 NC Highway 88 E is owned and occupied by two individuals who acquired it in February 2026.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage AF BANK |
| Oct 27, 2005 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| May 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage AF BANK |
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Dec 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Apr 22, 2005 | Warranty Deed, Transfer · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on File |
| Deed Sale | Dec 1, 2020 · Amount on File |
| Prior Sale | Apr 22, 2005 · Amount on File |
| Deed Document Number | 20206279 |
| Deed Book / Page | 520 / 880 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000000609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00396/1998 |
|---|---|
| Date | May 11, 2009 |
| Book Page | 0396/1998 |
| Instrument | 2009-0002705 |
| Name | AF BANK |
|---|---|
| Address | JEFFERSON, NC 28640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00337/0882 |
|---|---|
| Date | Oct 27, 2005 |
| Book Page | 0337/0882 |
| Instrument | 2005-0007492 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00396/1989 |
|---|---|
| Date | May 11, 2009 |
| Book Page | 0396/1989 |
| Instrument | 2009-0002704 |
| Name | AF BANK |
|---|---|
| Address | JEFFERSON, NC 28640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 8, 2019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Feb 13, 2026 |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Document Number | 00581/2087 |
| Book / Page | 581 / 2087 |
| Map Reference | MB 10 PG 94 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 609 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 1, 2020 |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Document Number | 000520/880 |
| Book / Page | 520 / 880 |
| Map Reference | MB 10 PG 94 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 6279 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Name | Verified Name |
|---|---|
| Address | 1304 OXBRIDGE DR, LUTZ, FL 33549-9325 |
| Document Number | 0000006280 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 6280 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Apr 22, 2005 |
| Property Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Document Number | 00327/2348 |
| Book / Page | 0327 / 2348 |
| Instrument Date | Apr 22, 2005 |
| Instrument | 2005-0002417 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 230 NC HIGHWAY 88 E, JEFFERSON, NC 28640-8818 |
| Investor | Possibly a Property Investor |
| Document Number | 20050002418 |
|---|---|
| Date | Apr 22, 2005 |
| Instrument | 2005-0002418 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 230 NC Highway 88 E was $2,466.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,466.00 | $962,100 (-) Land $65,800 Building $896,300 | $962,100 (-) Land $65,800 Building $896,300 |
| 2025 | $2,466.00 | $962,100 Land $65,800 Building $896,300 | $962,100 Land $65,800 Building $896,300 |
| 2023 | $2,551.00 (+24.87%) | $539,400 (+53.54%) Land $65,800 Building $473,600 | $539,400 (+53.54%) Land $65,800 Building $473,600 |
| 2022 | $2,043.00 | $351,300 Land $65,800 Building $285,500 | $351,300 Land $65,800 Building $285,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 NC Highway 88 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 230 NC Highway 88 E is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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