450 Moray Pl, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 450 Moray Pl, Melbourne Beach, FL 32951

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,205 sqft · built 2003
Lot Size	0.07 acres (3,049 sqft)
Owner	Trust Name on File
Last Sale	$217,500 (Aug 2012)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-38-10-84-G-5`

Property Details

APN / Parcel Number

Primary APN	`29-38-10-84-G-5`
Alternative APNs	`29-38-10-84-0000G.0-0005.00` `2961970`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	108 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	147 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2961970
Street Address	450 MORAY PL
City	MELBOURNE BEACH
State	FL
Zip	32951-3389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RR-1
Legal Description	INDIAN LANDING RIVERSIDE LOT 5 BLK G
Legal Range	38E
Legal Township	29S
Legal Section	10
Legal Subdivision	INDIAN LANDING RIVERSIDE
Legal Block	G
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE SHORES-FLORIDANA BEACH
Census Block Group	2
Census Block	2018
Census Tract	66104

Owner

450 Moray Pl, a townhouse, is owner-occupied and held in a trust since June 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	450 MORAY PL, MELBOURNE BEACH, FL 32951-3389
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jun 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2012 · Amount on File
Deed Sale	Aug 24, 2012 · Amount on File
Prior Sale	Mar 6, 2003 · Amount on File
Deed Document Number	2012168431
Deed Book / Page	6675 / 1084
Last Transfer Date	Jun 23, 2020
Transfer Doc	0087771300
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	450 MORAY PL, MELBOURNE BEACH, FL 32951-3389
Document Number	0087891379
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 MORAY PL MELBOURNE BEACH FL 329513389, MELBOURNE BEACH, FL 32951-3389

Mortgage

Document Number	0087891379
Date	Jul 8, 2020
Book Page	008789/001379
Instrument	145062

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 25, 2020
Property Address	450 MORAY PL, MELBOURNE BEACH, FL 32951-3389
Document Number	0087771300
Book / Page	008777 / 001300
Instrument Date	Jun 23, 2020
Instrument	134925
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	450 MORAY PL MELBOURNE BEACH FL 329513389, MELBOURNE BEACH, FL 32951-3389

Tax Assessment & Valuation

The 2025 property tax bill for 450 Moray Pl was $2,726 with a homeowner's exemption, up 6.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,160 (+2.7%)	$354,430 (-3.91%)
2025	$2,726.00 (+6.94%) Homeowner's exemption	$213,400	$368,860
2024	$2,549.00 (+1.92%)
2023	$2,501.00 (+7.76%) Homeowner's exemption	$201,350 (+3%)	$349,380 (+8.8%) Land $114,000 Building $235,380
2022	$2,321.00 Homeowner's exemption	$195,490	$321,130 Land $114,000 Building $207,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Moray Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,017 units insured incl. 267 condo units
Nearby Flood Claims	63 (1989–2022)
Claims Outside the SFHA	34 of 63
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 5 claims Hurricane Matthew, Oct 2016 · 7 claims Hurricane Frances, Sep 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Moray Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SHORES UTILITY ASSOCIATION private · serves 900 people · EPA ID FL3054062
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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