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421 Moray Pl, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 421 Moray Pl, Melbourne Beach, FL 32951

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,394 sqft · built 2004
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Jun 2023)
Tax Bill$6,300 (2025)
Deeds & MortgagesJun 2023 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-38-10-84-F-1

Property Details

APN / Parcel Number

Primary APN29-38-10-84-F-1
Alternative APNs
  • 29-38-10-84-0000F.0-0001.00
  • 2961954

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,394 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,394 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,356 sqft (0.1 acres)
Lot Width39 ft Width
View / LotCanal
Garage TypeAttached
Garage Area412 sqft
PorchFinished/Open Porch
Porch Area94 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2961954
Street Address421 MORAY PL
CityMELBOURNE BEACH
StateFL
Zip32951-3390
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRR-1
Legal DescriptionINDIAN LANDING RIVERSIDE LOT 1 BLK F & BOAT STORAGE UNIT 31 LYING WITHIN TRACT D OF PB 47 PG 17
Legal Range38E
Legal Township29S
Legal Section10
Legal SubdivisionINDIAN LANDING RIVERSIDE
Legal TractD
Legal BlockF
Legal Lot Number1
Legal Unit31
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group2
Census Block2018
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 MORAY PL, MELBOURNE BEACH, FL 32951-3390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Warranty Deed, Transfer
ECHELON TITLE SERVICES LLC
Nov 19, 2020Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Prior SaleNov 19, 2020 · Amount on Record
Deed Document Number2023116993
Deed Book / Page9806 / 2266
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 6, 2023
Property Address421 MORAY PL, MELBOURNE BEACH, FL 32951-3390
Document Number0098062266
Book / Page9806 / 2266
Map ReferenceMB 49 PG 63&64
Instrument DateMay 31, 2023
Instrument2023116993
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyECHELON TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1455 GARWOOD DR, MELBOURNE, FL 32904-1993

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 MORAY PL, MELBOURNE BEACH, FL 32951-3390

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 19, 2020
Property Address421 MORAY PL, MELBOURNE BEACH, FL 32951-3390
Document Number0089250305
Book / Page8925 / 305
Map ReferenceMB 49 PG 63&64
Instrument DateNov 17, 2020
Instrument2020258755
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyALLIANCE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,490.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2213 GREAT BELT CIR, 2213, MELBOURNE, FL 32940-7298

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 MORAY PL, MELBOURNE BEACH, FL 32951-3390

Mortgage

Document Number0008925307
DateNov 19, 2020
Instrument8925/307
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,120 (-3.33%)$469,120 (-3.33%)
2025$6,300.00 (+14.71%)$485,280 (+23.96%)$485,280 (+23.96%)
2024$5,492.00 (+7.79%)
2023$5,095.00 (+14.06%)$391,470 (+10.71%) Land $128,000 Building $263,470$391,470 (+10.71%) Land $128,000 Building $263,470
2022$4,467.00$353,600 Land $128,000 Building $225,600$353,600 Land $128,000 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,017 units insured
incl. 267 condo units
Nearby Flood Claims63 (1989–2022)
Claims Outside the SFHA34 of 63
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 5 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH SHORES UTILITY ASSOCIATION
private · serves 900 people · EPA ID FL3054062
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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