450 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 450 Main St, Rowley, MA 01969 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,237 sqft · built 1985
Lot Size	1.39 acres (60,871 sqft)
Owner	Trust Name on File
Last Sale	$722,000 (May 2021)
Tax Bill	$10,372 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0027 B:0021 L:0014`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0027 B:0021 L:0014`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,237 sqft Living Area
Gross Area	6,568 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,871 sqft (1.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	450 MAIN ST
City	ROWLEY
State	MA
Zip	01969-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	21
Legal Lot Number	14
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1027
Census Tract	270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0027 B:0021 L:0014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	450 MAIN ST, ROWLEY, MA 01969-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Quit Claim Deed, Transfer Quitclaim
May 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 28, 1991 · Amount on Record
Deed Book / Page	39930 / 188
Last Transfer Date	Jan 23, 2023
Transfer Doc	041409-596
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jan 24, 2023
Property Address	450 MAIN ST, ROWLEY, MA 01969-1110
Document Number	041409-596
Book / Page	41409 / 596
Instrument Date	Jan 23, 2023
Instrument	20230124000260
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MAIN ST, ROWLEY, MA 01969-1110

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 28, 2021
Property Address	450 MAIN ST, ROWLEY, MA 01969-1110
Document Number	039930-188
Book / Page	39930 / 188
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	450 MAIN ST, ROWLEY, MA 01969-1110

Mortgage

Document Number	0039930191
Date	May 28, 2021
Instrument	39930/191

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,372.00 (+9.78%)	$881,200 (+12.86%) Land $303,300 Building $577,900	$999,875
2024	$9,448.00 (+0.9%)	$780,800 (+8.57%) Land $288,800 Building $492,000
2023	$9,364.00	$719,200 Land $251,000 Building $468,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

450 Main St, Rowley, MA 01969 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Main St

Nearby Streets

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