450 Lutz Rd, Lima, OH 45801 Property Records

Allen County property record for 450 Lutz Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1958
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Aug 1988)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-0702-01-027.000`

Property Details

APN / Parcel Number

Primary APN	`37-0702-01-027.000`
Alternative APN	`H2737070201027000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,448 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,170 sqft (0.486 acres)
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	186 sqft
Deck Area	352 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	450 LUTZ RD
City	LIMA
State	OH
Zip	45801-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 RTS 07-03-07
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2004
Census Tract	11200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 LUTZ RD, LIMA, OH 45801-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage SUPERIOR CU
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1988 · Amount on Record
Deed Sale	Aug 1, 1988 · Amount on Record
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	450 LUTZ RD, LIMA, OH 45801-1145
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4120004813
Date	Apr 12, 2021
Book Page	2021/4813
Instrument	202104120004813

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 6, 2028

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	450 LUTZ RD, LIMA, OH 45801-1145
Document Number	0000003655
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	450 LUTZ RD LIMA OH 458011145, LIMA, OH 45801-1145

Mortgage

Document Number	0000003655
Date	Apr 23, 2019
Book Page	002019/003655
Instrument	3655

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 22, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (-14.93%)	$65,030 (-) Land $7,980 Building $57,050	$185,800 (-) Land $22,800 Building $163,000
2024	$3,650.00 (+17.7%) Homeowner's exemption	$65,030 (+45.03%) Land $7,980 Building $57,050	$185,800 (+45.04%) Land $22,800 Building $163,000
2023	$3,101.00 (+24.44%) Homeowner's exemption	$44,840 (-) Land $5,500 Building $39,340
2022	$2,492.00 Homeowner's exemption	$44,840 Land $5,500 Building $39,340
2021			$128,100 Land $15,700 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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