Berkeley County property record for 450 Lockhouse Rd, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,627 sqft · built 1978 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 2015) |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2E-0058.0000 |
| Primary APN | 02-2E-0058.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,627 sqft Living Area |
| 1st Floor Area | 3,446 sqft |
| Basement Area | 889 sqft |
| Finished Basement | 889 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,984 sqft (1.4 acres) |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06114965 |
|---|---|
| Street Address | 450 LOCKHOUSE RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SEC F 1.40 ACRES POTOMAC HEIGHTS |
| Legal Subdivision | POTOMAC HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 971104 |
450 Lockhouse Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Berkeley County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 LOCKHOUSE RD, FALLING WATERS, WV 25419-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on File |
| Deed Sale | Jul 30, 2015 · Amount on File |
| Deed Document Number | 201536144 |
| Deed Book / Page | 1111 / 341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 450 LOCKHOUSE RD, FALLING WATERS, WV 25419-4719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003324/112 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 3324/112 |
| Instrument | 20180045525 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 450 Lockhouse Rd was $1,960.
Source: Berkeley County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,960.00 | $161,280 Land $43,500 Building $117,780 | $268,800 Land $72,500 Building $196,300 |
| 2023 | $1,736.00 | $137,400 Land $39,900 Building $97,500 | $229,000 Land $66,500 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Lockhouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Lockhouse Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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