Berkeley County property record for 411 Lockhouse Rd, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,236 sqft · built 1976 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Dec 2014 Mortgage Jan 2026 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2D-0102.0000 |
| Primary APN | 02-2D-0102.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 3,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 87,991 sqft (2.02 acres) |
| Porch | Porch |
| Porch Area | 72 sqft |
| Lean-To | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06115009 |
|---|---|
| Street Address | 411 LOCKHOUSE RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.02 AC SEC E LOT 41 POTOMAC HEIGHTS |
| Legal Subdivision | POTOMAC HEIGHTS SUB SEC E |
| Legal Lot Number | 41 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 971104 |
Source: Berkeley County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2014 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Jan 13, 2026 | Deed, Transfer · Line of Credit JEFFERSON SECURITY BANK |
| May 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JEFFERSON SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 6, 2021 |
| Transfer Doc | 001338/334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Document Number | 002914/556 |
|---|---|
| Date | Dec 1, 2014 |
| Book Page | 2914/556 |
| Instrument | 20140066650 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jan 13, 2026 |
| Property Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Document Number | 0001553/66 |
| Book / Page | 1553 / 66 |
| Map Reference | PC 23 SL 21-24 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 20260001413 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Document Number | 20260001414 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 20260001414 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | May 12, 2021 |
| Property Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Document Number | 001338/334 |
| Book / Page | 1338 / 334 |
| Map Reference | DB 245 PG 252 |
| Instrument Date | May 6, 2021 |
| Instrument | 20210017598 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 LOCKHOUSE RD, FALLING WATERS, WV 25419-4728 |
| Document Number | 202100175993703126 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 202100175993703126 |
| Name | JEFFERSON SECURITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berkeley County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 (-3.48%) | $177,960 (+0.34%) Land $46,080 Building $131,880 | $296,600 (+0.34%) Land $76,800 Building $219,800 |
| 2023 | $2,241.00 | $177,360 Land $42,240 Building $135,120 | $295,600 Land $70,400 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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