450 Ketch Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 450 Ketch Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Rural Improved / Non-Residential
Details	2 bd · 1.5 ba · 784 sqft · built 1982
Lot Size	0.689 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,984 (2025)
Flood Zone	Zone AE (high risk)
APN	`92614`

Property Details

APN / Parcel Number

Primary APN	`92614`
Alternative APN	`292531491000090080`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	784 sqft

Exterior

Year Built	Built 1982
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	92614
Street Address	KETCH RD
City	SAINT CLOUD
State	FL
Zip	34771
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	TOWN OF RUNNYMEDE BLK 9 PB 1 PGS 4 & 5 LOT 8 & VAC LAKE AVE ABUTTING WEST SIDE 30/25/31 LESS R/W
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	WATERFRONT EAST LAKE TOHO
Legal Tract	4910
Legal Block	9
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County records · APN 92614

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	450 KETCH RD, SAINT CLOUD, FL 34771-8237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 1997
Deed Sale	Aug 25, 1997
Deed Document Number	0142900254
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 (+6.1%)	$212,100 (-0.05%) Land $211,700 Building $400	$212,100 (-0.05%) Land $211,700 Building $400
2023	$1,870.00 (+77.25%)	$212,200 (+181.06%) Land $211,700 Building $500	$212,200 (+181.06%) Land $211,700 Building $500
2022	$1,055.00	$75,500 Land $75,000 Building $500	$75,500 Land $75,000 Building $500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 278 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 323 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.