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420 Ketch Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 420 Ketch Rd, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2023
Lot Size0.91 acres (39,639 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Feb 2026)
Tax Bill$6,322 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2022 Construction Loan
+ 1 more
Flood ZoneZone AE (high risk)
APN29-25-31-4910-0009-0072

Property Details

APN / Parcel Number

Primary APN29-25-31-4910-0009-0072
Alternative APN
  • 253129491000090072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area1,916 sqft
1st Floor Area1,460 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,639 sqft (0.91 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address420 KETCH RD
CitySAINT CLOUD
StateFL
Zip34771-8237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RUNNYMEDE PB 1 PGS 4 & 5 COM AT NE COR OF LOT 7 BLK 9, S 100 FT MOL ALONG W LINE OF KETCH RD R/W TO S LINE OF LOT 7, N81-32-07W 349.88 FT MOL TO E LAKE TOHO, N 100 FT MOL, S81-22-11E 100.67 FT, N08-59-38E 6.31 FT, S81-00-22E 100.20 FT, S08-59
Legal SubdivisionRUNNYMEDE NORTH HALF TOWN OF
Legal Block9
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 29-25-31-4910-0009-0072

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6441 S CHICKASAW TRL, ORLANDO, FL 32829-8366
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC
Feb 16, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Oct 27, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Deed Document Number202620044
Deed Book / Page6922 / 484
Prior Transfer DateOct 26, 2021
Prior Transfer Doc0060740503
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 12, 2026
Property Address420 KETCH RD, SAINT CLOUD, FL 34771-8237
Document Number0069220484
Book / Page6922 / 484
Instrument DateFeb 06, 2026
Instrument2026020044
Transaction TypeTransfer
Record UpdatedMar 03, 2026
Title CompanyEVERGREEN STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2310 ANHINGA DR, KISSIMMEE, FL 34743-3300

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 S CHICKASAW TRL, ORLANDO, FL 32829-8366

Mortgage

Document Number0069220486
DateFeb 12, 2026
Book Page6922/486
Instrument2026020045
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address420 KETCH RD, SAINT CLOUD, FL 34771-8237
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 KETCH RD, SAINT CLOUD, FL 34771-8237

Mortgage

Document Number0061521444
DateFeb 16, 2022
Book Page6152/1444
Instrument2022026434
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 27, 2021
Property Address420 KETCH RD, SAINT CLOUD, FL 34771-8237
Document Number0060740503
Book / Page6074 / 503
Instrument DateOct 26, 2021
Instrument2021167179
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address410 KETCH RD, SAINT CLOUD, FL 34771-8237

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 KETCH RD, SAINT CLOUD, FL 34771-8237

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,322.00 (+1.64%) Homeowner's exemption$445,800 (+110.58%) Land $211,700 Building $234,100$445,800 (+110.58%) Land $211,700 Building $234,100
2024$6,220.00 (+150.4%)
2023$2,484.00 (+137.02%)$211,700 (+182.27%) Land $211,700$211,700 (+182.27%) Land $211,700
2022$1,048.00$75,000 Land $75,000$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 352 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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