450 Flora Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 450 Flora Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1997
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2015)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-32-229-016`

Property Details

APN / Parcel Number

Primary APN	`19-32-229-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,822 sqft
Gross Area	2,566 sqft
1st Floor Area	1,038 sqft
2nd Floor Area	784 sqft

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,200 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	450 FLORA DR
City	ALGONQUIN
State	IL
Zip	60102-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0028686 LT 691 HIGH HILL FARMS UNIT 13
Legal Range	08E
Legal Township	43N
Legal Section	32
Legal Subdivision	HIGH HILL FARMS 13
Legal Block	229
Legal Lot Number	691
Legal Unit	13
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2000
Census Tract	871206

Owner

450 Flora Dr is owned and occupied by an individual who bought it in August 2015.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	450 FLORA DR, ALGONQUIN, IL 60102-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on File
Deed Sale	Aug 4, 2015 · Amount on File
Prior Sale	Nov 26, 1997 · Amount on File
Deed Document Number	0000028686
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	450 FLORA DR, ALGONQUIN, IL 60102-4346
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 FLORA DR, ALGONQUIN, IL 60102-4346

Mortgage

Document Number	0000003732
Date	Jan 28, 2022
Instrument	2022R0003732

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$106,976 Land $21,044 Building $85,932	$320,928 Land $63,132 Building $257,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Flora Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Flora Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20