McHenry County property record for 440 Flora Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,772 sqft · built 1997 |
| Lot Size | 0.255 acres (11,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Oct 2020) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-32-229-017 |
| Primary APN | 19-32-229-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,772 sqft |
| Gross Area | 4,206 sqft |
| 1st Floor Area | 1,434 sqft |
| 2nd Floor Area | 1,338 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 11,136 sqft (0.255 acres) |
| Pool Type | Above-Ground Pool |
| Heating System | Forced Air |
|---|
| Street Address | 440 FLORA DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-4346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0040846 LT 690 HIGH HILL FARMS UNIT 13 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 32 |
| Legal Subdivision | HIGH HILL FARMS 13 |
| Legal Block | 229 |
| Legal Lot Number | 690 |
| Legal Unit | 13 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 871206 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 FLORA DR, ALGONQUIN, IL 60102-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Oct 27, 1997 · Amount on Record |
| Deed Document Number | 0000040846 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 5, 2020 |
| Property Address | 440 FLORA DR, ALGONQUIN, IL 60102-4346 |
| Document Number | 0000040846 |
| Map Reference | DOC 94R52499 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 2020R0040846 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 FLORA DR, ALGONQUIN, IL 60102-4346 |
| Document Number | 0000040847 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020R0040847 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $136,210 Land $21,044 Building $115,166 | $408,630 Land $63,132 Building $345,498 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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