Maricopa County property record for 450 E Silver Creek Rd, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,360 sqft · built 1988 |
| Lot Size | 0.19 acres (8,303 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2016) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-23-420 |
| Primary APN | 304-23-420 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| 2nd Floor Area | 1,084 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 8,303 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 440 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 450 E SILVER CREEK RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | MORNING RIDGE MCR 302-50 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 18 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | MORNING RIDGE LOT 1-92 TR A-D |
| Legal Lot Number | 48 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 422404 |
Source: Maricopa County records · APN 304-23-420
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2015 · Amount on Record |
| Deed Document Number | 20160293558 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Document Number | 0000180854 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 20230180854 |
| Name | CREDIT UNION WEST |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, AZ 85312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Document Number | 0000979016 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 20210979016 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 450 E SILVER CREEK RD, GILBERT, AZ 85296-1148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000923792 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 20190923792 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,170 (-0.16%) | $511,700 (-0.16%) Land $102,300 Building $409,400 | |
| 2025 | $2,375.00 (+9.6%) | ||
| 2024 | $51,250 | $512,500 Land $102,500 Building $410,000 | |
| 2023 | $2,167.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 654 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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