438 E Silver Creek Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 438 E Silver Creek Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,360 sqft · built 1989
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Apr 2018)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-422`

Property Details

APN / Parcel Number

Primary APN	`304-23-422`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,276 sqft
2nd Floor Area	1,084 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,499 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	438 E SILVER CREEK RD
City	GILBERT
State	AZ
Zip	85296-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNING RIDGE MCR 302-50
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	MORNING RIDGE LOT 1-92 TR A-D
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	422404

Owner

Source: Maricopa County records · APN 304-23-422

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	20180318147
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148

Mortgage

Document Number	0000523821
Date	Sep 11, 2025
Instrument	20250523821

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148
Transaction Type	Mortgage
Record Updated	Feb 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148

Mortgage

Document Number	0000080103
Date	Jan 27, 2022
Instrument	20220080103

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148

Mortgage

Document Number	0000961473
Date	Oct 08, 2020
Instrument	20200961473

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 26, 2018
Property Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148
Document Number	0000318147
Map Reference	MB 311 PG 46
Instrument Date	Apr 24, 2018
Instrument	20180318147
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 W MAIN ST # ST2039, 2121, MESA, AZ 85201-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	438 E SILVER CREEK RD, GILBERT, AZ 85296-1148

Mortgage

Document Number	0000318148
Date	Apr 26, 2018
Instrument	20180318148

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,670 (-0.26%)	$496,700 (-0.26%) Land $99,300 Building $397,400
2025	$2,335.00 (+9.73%)
2024		$49,800	$498,000 Land $99,600 Building $398,400
2023	$2,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 654 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Wi-Fiber	Fixed Wireless (unlicensed)	400 / 400
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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