450 E Dekalb St, Somonauk, IL 60552 Property Records

DeKalb County property record for 450 E Dekalb St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Nov 2021)
Tax Bill	$5,406 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-352-024`

Property Details

APN / Parcel Number

Primary APN	`18-33-352-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	145 ft deep x 82.5 ft wide
Garage Type	Detached
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1833352024
Street Address	450 E DEKALB ST
City	SOMONAUK
State	IL
Zip	60552-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & W 1/4 LOT 14 - BLK 1 - KNIGHTS ADDITION
Legal Subdivision	KNIGHTS ADDITION
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2044
Census Tract	1900

Owner

450 E Dekalb St is owned and occupied by two individuals who bought it in November 2021.

Source: DeKalb County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST ST BK
Dec 18, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage FIRST ST BK
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	202115127
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	0000011396
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 19, 2021
Property Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105
Document Number	0000015127
Map Reference	MB B PG 111
Instrument Date	Oct 22, 2021
Instrument	2021015127
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105

Mortgage

Document Number	0000015128
Date	Nov 19, 2021
Instrument	2021015128

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Nov 30, 2020
Property Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105
Document Number	0000012702
Instrument Date	Nov 20, 2020
Instrument	12702
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5782 MCPHERSON AVE ST LOUIS MO 631121624, ST LOUIS, MO 63112-1624

Mortgage

Document Number	0000012702
Date	Nov 30, 2020
Instrument	12702

Lender

Name	FIRST ST BK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2021

December 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 18, 2019
Property Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105
Document Number	0000011702
Instrument Date	Oct 18, 2019
Instrument	11702
Transaction Type	Construction Loan
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	562 N VAN NORTWICK AVE BATAVIA IL 605101119, BATAVIA, IL 60510-1119

Mortgage

Document Number	11703
Date	Dec 18, 2019
Instrument	11703

Lender

Name	FIRST ST BK
Type	Bank
Address	MENDOTA, IL 61342-1628

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2020

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 15, 2017
Property Address	450 E DEKALB ST, SOMONAUK, IL 60552-9105
Document Number	0000011396
Instrument Date	Nov 8, 2017
Instrument	11396
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E DEKALB ST SOMONAUK IL 605529105, SOMONAUK, IL 60552-9105

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,097 Land $14,370 Building $64,727	$237,291 Land $43,110 Building $194,181
2024	$5,406.00
2023		$65,139 Land $11,834 Building $53,305	$195,417 Land $35,502 Building $159,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 E Dekalb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 E Dekalb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMONAUK serves 1,860 people · EPA ID IL0374870
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV, Xfinity.

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