435 E Dekalb St, Somonauk, IL 60552 Property Records

DeKalb County property record for 435 E Dekalb St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.315 acres (13,728 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Mar 2017)
Tax Bill	$4,974 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-353-035`

Property Details

APN / Parcel Number

Primary APN	`18-33-353-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	13,728 sqft (0.315 acres)
Lot Dimensions	132 ft deep x 104 ft wide

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1833353035
Street Address	435 E DEKALB ST
City	SOMONAUK
State	IL
Zip	60552-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 7 FT OF LOT 1 - BLK 1 - LOSEES ADDITION & PT LOT 3 - SUB OF ASSESSORS LOTS 17 & 18 - SEC 33 - T37N R5E
Legal Range	05E
Legal Township	37N
Legal Section	33
Legal Subdivision	LOSEES ADDITION
Legal Block	1
Legal Lot Number	1,3,1
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2049
Census Tract	1900

Owner

435 E Dekalb St is owned and occupied by an individual who acquired it in August 2018.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	435 E DEKALB ST, SOMONAUK, IL 60552-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Dec 30, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2017	Grant Deed, Transfer · FHA Mortgage OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Prior Sale	Feb 24, 2016
Deed Document Number	20172509
Last Transfer Date	Aug 14, 2018
Transfer Doc	0000016952
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	435 E DEKALB ST, SOMONAUK, IL 60552-9106
Document Number	0000005833
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E DEKALB ST SOMONAUK IL 605529106, SOMONAUK, IL 60552-9106

Mortgage

Document Number	0000005833
Date	Jun 24, 2020
Instrument	5833

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 30, 2021
Property Address	435 E DEKALB ST, SOMONAUK, IL 60552-9106
Document Number	0000016952
Instrument Date	Aug 14, 2018
Instrument	2021016952
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 E DEKALB ST, SOMONAUK, IL 60552-9106

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 17, 2017
Property Address	435 E DEKALB ST, SOMONAUK, IL 60552-9106
Document Number	0000002509
Instrument Date	Jan 11, 2017
Instrument	2509
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E DEKALB ST SOMONAUK IL 605529106, SOMONAUK, IL 60552-9106

Mortgage

Document Number	2510
Date	Mar 17, 2017
Instrument	2510

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60505

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,305 Land $12,641 Building $60,664	$219,915 Land $37,923 Building $181,992
2024	$4,974.00
2023		$60,368 Land $10,410 Building $49,958	$181,104 Land $31,230 Building $149,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 E Dekalb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 435 E Dekalb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMONAUK serves 1,860 people · EPA ID IL0374870
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV, Xfinity.

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